What is a deductible and who do I pay?
Car accidents are exactly that; accidents. The process of becoming whole again can be difficult especially if there are injuries and mental trauma. For most people, their car is the sole access to their livelihood, and thus fixing it becomes primary to health and recovery. Getting the right fixes, dealing with insurance companies and repair shops; let’s just say it can be frustrating and time-consuming. Being informed and understanding the process can help ease the frustration.
Once liability of the accident is established, you will know which insurance company you should be dealing with. That will vary if you or the other driver is at fault. The next step of the collision repair process is the deductible.
What is a deductible?
A deductible is the difference or amount you have to pay out of pocket for your repairs. I use the term difference because it is the difference of what the insurance company will not cover. Deductibles are usually set and established at the time your car insurance was purchased. Hint: check your fine print. For example, let us say you were involved in an accident and the total damage or repair costs amounted to $2,000 and your insurance policy has a deductible if $500. Then, you are required to pay only that $500 out of pocket. The insurance company covers the other costs.
Who do I pay the deductible to?
At Breezy Point Auto Body, Inc. we understand you may not have $500 lying around. For this reason, your deductible will be paid directly to us after the repairs are complete at the time of pick-up, not before so repair work can begin.
This is the cost to replace parts that are worn and need to be replaced when your car is getting repaired. Your insurance company decides on such charges, and they are typically decided by the mileage of your vehicle.
At Breezy Point Auto Body, Inc. our customers are our primary concern. Getting your car the repairs it needs often means haggling with insurance companies and not cutting corners. Rest easy knowing that we will always put your safety first.
We never lose sight of our goals of 5-star customer care accompanied with high-quality service at the most affordable price. Since 1960, we have worked endlessly to master the craft of auto body collision work on any vehicle, foreign and domestic.
We serve both Fairfield and New Haven counties with reliable full-service auto collision repairs. We do repair work on most size vehicles as well as mobile motorhomes and commercial vehicles. Before “going green” became popular, we installed energy efficient systems like intelligent air compressors and electronic spray booths.
Call the friendly and knowledgeable staff of Breezy Point Auto Body, Inc. at (203) 378-4909 or visit our website at https://breezypointautobody.com/ to save time and make an appointment. Remember, when you want the job done right the first time, you come to Breezy Point Auto Body, Inc.